hai tre pagine il contenitore default.html
Codice PHP:
<!DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Frameset//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-frameset.dtd">
<html xmlns="http://www.w3.org/1999/xhtml">
<head>
<meta http-equiv="Content-Type" content="text/html; charset=utf-8" />
<title>Documento senza titolo</title>
</head>

<frameset rows="0,*"" frameborder="NO" border="0" framespacing="0">
  <frame src="pluto.html" name="topFrame" id="topFrame" title="topFrame" />
  <frame src="pagina.php" name="mainFrame" id="mainFrame" title="mainFrame" />
</frameset>
<noframes><body>
</body>
</noframes></html> 
due pagine
pluto.html che non vedrai mai

e
pagina.php la tua pagina dinamica


Ciao
Scuba