prova con

codice:
function myredirect() {
 var usr = document.nomeform.campouser.value;
 var pwd = document.nomeform.campopwd.value;
 location.href = "ftp://"+usr+"@"+pwd+":TUOSERVER.it";
}
codice:
<form name="nomeform">
<input type="text" name="campouser">
<input type="text" name="campopwd">
<input type="button" value="entra" onClick="myredirect()">
</form>